{"id":42705,"date":"2020-08-17T15:55:53","date_gmt":"2020-08-17T15:55:53","guid":{"rendered":"https:\/\/www.retaildetail.be\/algemeen\/le-numero-de-carte-ne-suffit-plus-pour-les-paiements-en-ligne\/"},"modified":"2020-08-17T15:55:53","modified_gmt":"2020-08-17T15:55:53","slug":"le-numero-de-carte-ne-suffit-plus-pour-les-paiements-en-ligne","status":"publish","type":"post","link":"https:\/\/www.retaildetail.be\/nl\/news\/algemeen\/le-numero-de-carte-ne-suffit-plus-pour-les-paiements-en-ligne\/","title":{"rendered":"Kaartnummer niet meer genoeg voor onlinebetalingen"},"content":{"rendered":"

Online iets kopen door enkel je kaartnummer in te geven, kan binnenkort niet meer. Europa voert strengere authentificatieregels in voor online betalingen, en die komen vanaf 25\u00a0augustus ook naar Belgi\u00eb.\u00a0<\/p>\n

<\/p>\n

\u00a0<\/p>\n

Pincode of vingerafdruk<\/h2>\n

Terwijl contactloos betalen in fysieke winkels toeneemt, wordt online betalen zonder pincode of authentificatie moeilijker. Waar consumenten op sommige (vooral buitenlandse webshops) nog iets konden bestellen met enkel het kaartnummer en de CVC-code van hun kredietkaart, zal dat dit najaar niet meer lukken. De Europese Unie legt immers strengere veiligheidsvoorwaarden op.<\/p>\n

\u00a0<\/p>\n

In Belgi\u00eb zullen onlineshoppers zich vanaf 25\u00a0augustus bij betalingen boven de 1500\u00a0euro altijd extra moeten identificeren. Vervolgens daalt de limiet stapsgewijs<\/a>, totdat vanaf 17\u00a0november alle betalingen extra authentificatie vereisen. Bankenkoepel Febelfin legt uit dat het op drie manieren kan: met “iets wat je bezit (een kaart), iets wat je weet (pincode)<\/a> of iets persoonlijk (vingerafdruk)”, aldus Rodolphe de Pierpont tegenover De Tijd. Een combinatie van twee elementen zal voortaan altijd nodig zijn.<\/p>\n

\u00a0<\/p>\n

“Klanten zullen de wijzigingen nauwelijks merken bij hun online aankopen, aangezien we in Belgi\u00eb reeds sterk vertrouwd zijn met sterke authenticatie”, zegt de bankenorganisatie evenwel. Banken kunnen wel zelf uitzonderingen voorzien, of ervoor zorgen dat de zogezegd “sterke authenticatie” alleen bij de eerste transactie moet. De Europese richtlijn trad eigenlijk al in 2019 in werking, maar de Nationale Bank van Belgi\u00eb gaf uitstel tot eind\u00a02020 omdat de uitrol in heel Europa vertraging opliep.<\/p>\n","protected":false},"excerpt":{"rendered":"

Online iets kopen door enkel je kaartnummer in te geven, kan binnenkort niet meer. Europa voert strengere authentificatieregels in voor online betalingen, en die komen vanaf 25\u00a0augustus ook naar Belgi\u00eb.\u00a0 \u00a0 Pincode of vingerafdruk Terwijl contactloos betalen in fysieke winkels toeneemt, wordt online betalen zonder pincode of authentificatie moeilijker. Waar consumenten op sommige (vooral buitenlandse […]<\/p>\n","protected":false},"author":1,"featured_media":42703,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[15],"tags":[],"people":[],"extra":[],"company":[],"topic":[],"region":[],"class_list":["post-42705","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-algemeen"],"acf":[],"yoast_head":"\nKaartnummer niet meer genoeg voor onlinebetalingen - RetailDetail BE<\/title>\n<meta name=\"description\" content=\"Online iets kopen door enkel je kaartnummer in te geven, kan binnenkort niet meer. 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